Fixed Lifestyle
What's our monthly floor?
Recurring debits, subscriptions, and regular bills — the non-negotiable baseline you need to know.
The Financial Playbook For The Modern Joint Venture
The Executive Suitefor your household.
Most couples run finances with fragmented context and delayed decisions. Household Inc. turns that noise into a Monthly Board Meeting: one shared system to review reality, make clear decisions, and commit to concrete actions.
The Approach
Finance feels overwhelming when everything competes for attention at once.
We break the household into structured plays — each one answers a single question with clean data and a clear outcome. No noise, no feature overload. Just a calm, focused rhythm and a monthly decision moment you can leave with alignment and next actions.
The Data Foundation
Before the playbooks can run, the data has to be right. Upload statements, classify transactions, detect transfers — the vault does the heavy lifting.
Account Vault
All bank accounts — Partner A, Partner B, and Joint — organised in one place.
Statement Upload
Drop in bank exports. Duplicates are caught automatically.
Auto-Classification
Three tiers: keyword rules, AI fallback, manual overrides. Your categories, your way.
Transfer Detection
Automatically separates internal movements from real spend.
Transaction Ledger
Every transaction, sortable and filterable. The single source of truth.
Refund Tracking
Link refunds to original expenses so the P&L stays honest.
Investments
Import trades, track positions, refresh market prices.
Five Playbooks
Structured analyses with tangible outcomes. Each playbook answers one question clearly.
Income Flow
Do our income streams land when expected?
Track when salary arrives, spot bonuses early, and see the rhythm of money coming in.
Spend Analyser
Where does the money actually go?
Your biggest categories, highest individual items, and the real patterns behind household spend.
Investment Analysis
Is the portfolio trending the right way?
Total invested, current value, and realised vs unrealised gains — all positions in one view.
Budget
Am I spending more or less than last month?
Month-by-month spend reality. Compare periods, find patterns, understand your household rhythm.
Ready to run your first board meeting?
Start The Boardroom →Principles
Your Data, Your Vault
Your finances are completely private — only you and your partner can see your data.
If we don't need it, we don't see it.
Clear Data, Clear Decisions
We help you paint an honest financial picture — income, spend, equity, runway — all in one place.
This isn't financial advice. It's financial framing. You're smart enough to make your own decisions.
Desktop Only
Household Inc. runs entirely in your browser — no install, no app, no sync.
Because serious financial decisions deserve a full screen, not a thumb-scroll.